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Welcome > Find Homes > Search All Homes > Unique & Luxury Homes ...

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	UniqueHomes.com "The Magazine Of Luxury Real Estate."

Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You!

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced.

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more.

Remember: As top Lakeland, Winter Haven and Davenport area real estate agents, it's our job to know more about a property than any web site. Make sure you have the most current information!

School Reports in Lakeland, Winter Haven and Davenport, Florida

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Florida Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Lakeland, Winter Haven and Davenport

Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Q	What famous American sign was originally erected as a real estate ad?
A	The Hollywood sign, built in 1923, was conceived as a real estate ad that originally read, "Hollywoodland."
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The Boyce Team, REALTOR®, real estate agents and broker for Lakeland, Winter Haven and Davenport, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

The Boyce Team
Keller Williams - Boyce Team
218 E Pine Street
Lakeland, FL 33801
Phone: 863-413-1155
Fax: 863-577-1240
Toll Free: 800-462-3958 ext 7007
Email: boyceteam@kw.com
The Boyce Team is one of Central Florida's top real estate teams. Our team specializes in Lakeland, Winter Haven, Davenport, and other cities between Tampa and Orlando. We love referrals. We are comitted to treating referrals with the best service and courtesy possible. Contact us today for more information about The Boyce Team and our proven track record.

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